Axis Bank Personal loans in Bangalore

Axis Bank (formerly known as UTI bank), the third largest private-sector banks in India with around 3000 branches and 12,800 ATM’s across the nation along with 9 international offices and employs over 50,000 people. With its quality service, Axis bank awarded as the “Best Performing Private Bank” in the Financial Advisor Awards 2015-2016 conducted by ICRA limited.

Eligibility to apply Axis bank personal loan in Bangalore

We, Personal loans bangalore here listed the eligibility factors for availing personal loan in Axis bank, along with various rules, which are considered as the Axis bank personal loan eligibility factors.

  • Personal Loan applicant must be Minimum 21 years old and Maximum 60 years old.
  • Applicant shall be Salaried/Self-Employed person, who must get regular income above the par limit.
  • Personal loan applicant must receive salary more than Rs. 15,000 on monthly basis.
  • Eligible applicant can able to avail the maximum amount of Rs.15 Lakhs as personal loans from Axis bank.
  • Having positive credit score, by paying credit card bills within bill period and choosing the longer tenure loan up to 60 months would improves the eligibility factor for attaining personal loans from Axis bank.

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How to apply Axis bank personal loans in Bangalore

Axis bank personal loan in Bangalore, we Personalloans bangalore here listed steps would be helpful for individuals to apply for personal loan in Axis bank. These steps are much easier to do when compared with the procedure to avail loan from other banks.

Before taking personal loans in Bangalore, check all the details like terms and conditions, processing fee, rate of interest etc. For any of your queries, please send your requirements to or call us on +91 8639857978.

Documents required for Salaried Employee
  • Identity proof
  • Current residence Proof/permanent address proof
  • Salary Slips for 3 months
  • 6 months Bank statements
  • Appointment letter and proof of work experience.
  • Photograph and PAN Card xerox
Documents required for Self Employed
  • Identity proof
  • IT Returns CA certified copies for 2 years complete set
  • Business Continuity/existence proof 3 years old
  • Education proof
  • Partnership Deed & other mandatory documents Balance Sheets
Axis Bank personal loan interest rate in Bangalore

Rack Interest rates ; 13.50% to 24%

Loan Processing charges : 1.50% to 2.00% + Service Tax as applicable

Pre payment Charges : Nil

Cheque bounce charges : Rs. 500 per cheque bounce + Service Tax as applicable

Default Interest rate : 24% per annum i.e. 2% per month on overdue of installment

Personal Loan Eligibility Calculator


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